I have significant experience in investing in stocks ranging from small caps to large caps. I want overall portfolio consultation as well as stock recommendation plans. Which premium plans out of your packages should I go for?
We can do a one-time analysis of your portfolio so that it is cleaned up. You can then invest in our recommended stocks, for which you can either choose stockletters or stocks option of Online financial Advisory Services.
I am confused on which package I should go for. Whether I should go with stocks or equity funds package and what would I get in the tools or whether I need them.
If you have invested in stocks for at least 5 years and have the experience of gains and losses, go for stocks. Otherwise go for mutual funds. If you need to invest for specific goals like children’s education or health corpus use or lumpsum investment, go for the Investools after choosing stocks / funds.
I want to invest lump sum amount in stock market for time frame 5-7 years. Does MAS provide stock recommendations with buy and sale call of stocks. Also I am able to save from salary and want to invest in stock. Can you guide me on this issue?
Yes, we do. You should buy the MAS Online Financial Advisory Services. Choose the stocks option from https://advisor.moneylife.in/pricing
This will give you access to our Lion stock letter. If you need to invest for specific goals like children’s education or health corpus use or lumpsum investment, go for the Investools after choosing stocks / funds.
I am currently subscribed to your MAS Online Financial Advisory Services which gives access to Lion stock letter. I wish to renew the same and add Panther stock letter to it. Which package will help me with this?
Panther or Antelope is not part of MAS Online Financial Advisory Services. You will need to subscribe to these separately from here https://sl.moneylife.in/
Will I get all the stockletters as part of MAS Online financial Advisory Service?
You only get the Lion stockletter, if you have subscribed to the optional package of ‘Stocks’ or ‘Restructuring’. You will need to subscribe for the other stockletters separately from here https://sl.moneylife.in/
Can I get access to all the earlier stockletters?
At any time, you get access to the current week's stockletter and the previous three week's stockletter. You need to follow the recommendations mentioned in the most recent stockletter.
I already have all three stock letters and want to know if I can access MAS Online Financial Advisory Services.
The stockletters and the MAS Online Financial Advisory Services are different.
Do you recommend mutual funds?
Yes, this feature is available to subscribers who have subscribed to the optional package of ‘Equity Funds’.
I only want advice regarding debt mutual funds and tax benefits thereof. Which optional package should I choose?
Recommendations on debt funds are a part of the common package, as is clearly mentioned in the pricing page. However, you will have to additionally choose either stocks, equity mutual funds or insurance as an optional package to complete your subscription. We do not sell the common package separately.
What will I get in a portfolio review? I have mutual funds (MFs). Will you tell me which MFs to check and where to invest the proceeds?
Yes, if you have taken the mutual funds package.
Will you make a mutual fund and a stock portfolio for me based on my risk profile?
Yes we recommend, you choose either Mutual Funds or stocks.
Will you provide rebalancing updates in both stocks and mutual funds portfolio?
Yes as long as you are a subscriber.
After I subscribe for the insurance or mutual funds or stocks optional package, how will I be advised on these products?
Once you subscribe to the Online Financial Advisory Services,
1. You will have access to our recommendations on insurance or mutual funds or Lion stocks as per the optional package that you have chosen
2. You can post any query related to the optional package that you have chosen by using the ASK section https://advisor.moneylife.in/handholding.html#query
Will MAS help me to restructure my existing investments?
Yes, if you subscribe to the restructuring package. If you don't subscribe to the restructuring package you can upload the details in an excel sheet in the Ask section. We do a quick check and upload our opinion.
Can you please explain a bit more about restructuring tool?
The restructuring tool takes all your existing investments and advises you on what to hold, what to sell and what to buy. Since our suggestions could include both stocks and equity funds, and the use of investool, we have included all that in restructuring. Restructuring does not include insurance.
I have invested in equity, hybrid, balanced and debt mutual funds. I have a stock portfolio of around 40 stocks. Can you help me restructure portfolio?
Yes, if you take both stocks and mutual fund package.
How is restructuring different when free feature includes one on one confidential advice and quick view on existing stocks?
Restructuring includes detailed review of your complete portfolio, with guidance given on what steps should be taken to bring your portfolio in line with ideal asset allocation. Quick review is simply a quick hold or sell advice on existing portfolio.
Can I also ask queries relating to tax?
No. Tax queries are not part of the investment advisory service
Will an advisor from your team get in touch with me?
No. We cannot assign individual advisors. We like to be fully accountable for what we suggest. Hence we request our subscribers to use the platforms, such as ASK section, so that we both have a complete record of all your questions and the advice which can be easily verified later.
I understand that you also help understanding why mediclaim can get rejected. Recently I filed for the claim for the reimbursement of my 3 years old kid's hospitalization. However I'm getting very odd queries from star health. So where can I forward this kind of query with you. Or do I have to unsubscribe and re-subscribe to something else.
Please note that handling insurance claim was never part of our service. It is your insurance agent who handles your claims, because he is the person who gets 15% to 25% of commission for it. Thus it his responsibility to help you with your claims.